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Nettat
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Shared expenses. Everyone even.

Add expenses as they happen. Nettat keeps track of who paid, who owes what, and calculates a Payment Plan for the Group.

Coming soon on the App Store See how it works

Available now to invited TestFlight testers.

A populated Copenhagen Group in Nettat with four expenses and participant balances En ifylld Köpenhamnsgrupp i Nettat med fyra utgifter och deltagarsaldon
Nettat Payment Plan showing three suggested transfers Nettats betalplan med tre föreslagna överföringar
Start privatelyA private Group works without an account
Scan receipts on iPhoneReceipt reading happens on your device
See who should pay whomOne Payment Plan for the whole Group

From first receipt to final payment

Set up the Group once. As you add expenses and payments, Nettat does the maths.

  1. 1

    Create a Group

    Add the people, currency, and dates.

  2. 2

    Add expenses

    Scan a receipt or enter an expense. Choose who paid and how to split it.

  3. 3

    See every balance

    For each person, see the amount paid, their share, and their current balance.

  4. 4

    Follow the Payment Plan

    Record a payment when the money has been sent. Until then, the Payment Plan is only a suggestion.

See exactly where the balance came from.

Split each expense your way.

Choose equal, item-level, or manual splits. Multiple payers and currencies work too, while the Group currency stays fixed.

Nettat expense form with receipt and payer controls Nettats utgiftsformulär med kvitto- och betalarkontroller
Nettat People screen with paid amounts, shares, and balances Nettats personvy med betalda belopp, andelar och saldon

Know what sits behind every balance.

Open a person to see their expenses, shares, and recorded payments.

See when the Group is settled.

Once the transfers have happened, record them in Nettat. The payment history stays with the Group and every balance returns to zero.

Nettat Payment Plan with three recorded payments and every balance at zero Nettats betalplan med tre registrerade betalningar och alla saldon på noll

Your money records should show what actually happened.

Nettat separates suggestions from real payments. Here is the short version of how the app handles money, privacy, and sharing.

Read the full Integrity Policy

A plan is not a payment

The Payment Plan shows what Nettat suggests. A balance changes only when a real payment is recorded.

Private Groups do not use Nettat’s service

A private Group works without a Nettat account. Turn on collaboration only if the Group needs it.

Receipts are read on your iPhone

Nettat reads receipts on your iPhone. Apple Intelligence runs only when you choose it for that receipt.

Sharing stays in your control

Read-only links show only what someone needs to understand the Group. Owners and admins can replace or revoke a link.

Nettat is still in TestFlight.

The app is available to invited testers. The App Store button will start working when the public version is ready.

Coming soon on the App Store

A few things people ask.

Does everyone need Nettat?

No. One person can run a private Group on their own. Turn on collaboration if other people should add their expenses in the app.

Does Nettat move money?

No. Nettat calculates a Payment Plan. When someone pays, record that payment and the balances update.

Can I split one expense in different ways?

Yes. Split it equally, by receipt item, or with custom amounts.

Can a Group use more than one currency?

Yes. Nettat keeps the original amount and converts it into the Group’s settlement currency.

Where are receipts read?

On your iPhone. Apple Intelligence is optional and runs only when you choose it for a receipt.

When can I download Nettat?

Nettat is available to invited TestFlight testers. We will add the App Store link here when the public version is ready.